Jain Investment Advisors Private Limited, referred here as (JIAPL) India, having its principal place of business at 02, Andheri Anurag, Bhardawadi Lane, Near ICICI Colony, Andheri West-400058. Mumbai. Maharashtra, India, owns and maintains www.jaininvestmentadvisors.com (the Website) for the personal information of the user. The information on the Website is not directed to, or intended for distribution to or use by, any person or entity who is citizen or resident of or located in any locality, state, country or other jurisdiction where such publication, availability or use would be contrary to the law or regulation or would subject JIAPL to any registration or licensing requirement within such jurisdiction. Please read the contents of this page carefully before proceeding to access this Site, as it contains important legal information and disclaimers. It is your responsibility to be aware of the relevant laws and regulations of relevant jurisdictions. JIAPL owns or has license to use all contents, graphs, images, HTML and CGI or other scripts displayed and used on this Website. By using this site, the User accepts all the terms of usage of this site and agrees to be unequivocally bound by all such terms and conditions. The information contents provided on this site cannot be copied, modified, uploaded, downloaded, published or republished, transmitted or otherwise distributed for commercial or any other purposes without prior and explicit permission from JIAPL. Reproduction of any information or material, with or without any modification, provided on this Website is prohibited, unless with prior permission of JIAPL, and shall amount to violation of copyright and would be an illegal act.

JIAPL reserve its right to select the user of this Website and take decision as to whether to permit any person to use services provided on this Website. All the information, material and services provided on this Website is on an “As Is” basis and JIAPL, disclaims any liability for any misrepresentation, inaccuracy, falsification, or omissions that may be present in the information and/or material.

The reports & other data provided on this Website are for information purposes only. Same may not be used to conclude any commercial transactions (including redemptions, pledges etc.), since the same may include technical inaccuracies and be subject to reconciliations. The Company reserves the right (but is not required) to correct any errors or omissions on the Website. The Company may also make improvements and/or changes to the Website at any time. Further, the Company shall not be considered in default of its obligations hereunder if performance of such obligations is prevented or delayed by causes beyond its reasonable control, including, without limitation, internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, virus, other malicious computer code, hacking, non-performance of third parties etc. A person relying on the Website and any materials available through the Website does so solely at his own risk. The Company, each of its officers, directors, subsidiaries, affiliates, agents, or licensors shall not be liable for incidental, indirect, consequential, special, punitive, exemplary damages, or any damages whatsoever, including but not limited to damages for lost revenues or profits, loss of business or loss of data arising out of or in any way related to the use and performance of the Website or for any claim, loss or injury based on errors, omissions, interruptions or other inaccuracies arising out of the use of the Website , whether based on contract, tort, negligence, strict liability or otherwise. Please consult your investment/tax advisor before initiating any action based on the report/data viewed on the website.

The information, material, and data provided on this Website is /are not advice, professional or otherwise, which may be verified by the person/investor and should not be relied upon as such. Users, and Investors are advised to use their own judgment while using information provided on this Website for making any investment decision of products and or services. JIAPL will not be responsible for any losses, damages or any expenses of whatsoever nature arising out of the investment decision taken by any person by use of or relying on the information provide on this Website. The information herein is believed to be reliable but JIAPL does not warrant its accuracy or truthfulness. The contents of research reports, articles and the interpretation of data are solely the personal views of the contributors and the same may not be treated as the views of JIAPL. Neither any information nor any opinion provided herein constitutes a solicitation or offer by JIAPL, to buy or sell any securities, futures, options, or other financial instruments or provide any investment advice or services or mutual fund units or any other financial products. JIAPL or its employees, affiliates, directors and persons involved in preparation of this information may buy or sell or take position in instruments dependent or independent of the opinion and information contained in the Website at any time. The Investment in securities are subject to market investment risk. The investments discussed and/or recommended herein may not be suitable for all the investors. The person using the information provided on this Website may take investment decision in consultation with his Tax/Investment advisor after considering his investment objectives and risk factors.

The information, opinions and material provided on this Website are subject to change without any prior notice. JIAPL, may have business relationship with the companies mentioned herein and may enter or might have entered in to any contract or have any transaction in the ordinary course of its business.

JIAPL its directors, employees, associates, or other representatives shall not be liable for any damages or injury arising out of or in connection with the use or non-use including non-availability of the Website and also for any consequential loss or any damages caused because of non-performance of the system due to computer virus, system failure, corruption of data, delay in operation or transmission, communication line failure, or any other reasons whatsoever. JIAPL, will not be responsible for any liability arising out of delay in providing any information on the Website.

JIAPL, may provide services of linked sites to the users of the Website, however, it will not be responsible for the contents of such linked sites, neither it endorse the content of the linked sites nor to the services provided by such sites.

This Website is for information purpose only and not intended for distribution to, or use by, any person in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. The investment services and products mentioned in the Website may not be available in every jurisdiction / country.

This disclaimer clause shall be applicable to any person visiting/accessing this Website and/or a customer entering into an agreement related to availing of the services offered by JIAPL. Jain Investment Advisors Private Limited owns and operates the web site with the URL www.jaininvestmentadvisor.com. The services of the website are offered to you if you are legally eligible to enter into a valid agreement and when you accept the terms, conditions, and notices contained herein without modification whatsoever. Please carefully note that by using this website, you are agreeing to be bound by all of the terms and conditions of JIAPL’s website service.

For accessing certain privileged information on this Website, you will be provided with a password sent through a separate communication. You are totally accountable for all actions that take place in your account. It is entirely your responsibility to maintain the confidentiality of your password and identification and also to inform JIAPL without delay of any dishonest, unauthorized or illegal use of your account.

JIAPL is committed to protect your privacy subject to the Privacy Policy expressly stated elsewhere in the web site. You agree that you have read the contents of the Privacy Policy and are bound by it in every respect.

JIAPL offers the Website services for authentic, bona fide, valid and legitimate use only. You declare that you will not use JIAPL services for any purpose that is unlawful, dishonest, unauthorized, improper and/or in contradiction of the terms, conditions, and notices contained herein.

You accept that, as a limited liability entity, we have an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against our officers or employees in respect of any losses you suffer in connection with the Website.

JIAPL expressly prohibits you from any unauthorized commercial use or resale of its services. You agree to comply with all rules, regulations, statutes, codes of conduct valid as per any local, state, national and international laws in force and are wholly responsible for all actions or lapses that take place through your membership account or password, including the content of your messages sent through www.jaininvestmentadvisors.com both online and off line.

JIAPL expressly prohibits you on their website from engaging in any of the activities mentioned hereunder but not limited to:

• Insult, exploit, torment, hound, intimidate or otherwise infringe the legal rights of others.
• Circulate, disseminate or propagate any improper, derisive, slanderous, infringing, vulgar, offensive, dishonest, criminal or illegal information or material.
• Fabricate a fake identity to mislead anyone in respect of the identity of the sender or the origin of a communication.
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• Send any content governed by intellectual property laws, rights of privacy or any other applicable law except in case you possess the rights thereto or have received all necessary consents.
• Obstruct or interrupt systems connected to the www.jaininvestmentadvisors.com services or infringe the rules, policies or procedures of such systems.
• Try to secure unauthorized access to the services provided by JIAPL, computer systems or networks connected to www.jaininvestmentadvisors.com, other members' accounts, through password hacking or any other method.
• Infringe any applicable laws or regulations including, without limitation, laws relating to the information technology in India or elsewhere.
• Obstruct another member's use and enjoyment of the services offered by JIAPL
• Use JIAPL or its services to conduct surveys, competitions, pyramid schemes, chain letters, unsolicited e-mail, or unwanted messages for profit or otherwise.
• Dig for or otherwise gather information about others, including e-mail addresses, without their consent. Provided further, that it shall not be binding on JIAPL to part with such information even if the consent is obtained.

JIAPL, shall not be responsible for monitoring its services or any user’s use thereof or restrain or regulate the messages, content or subject matter of any user delivered through the services offered by JIAPL website.

Nevertheless, JIAPL, reserves the right always to regulate, restrain, monitor, review, retain and/or divulge any information as necessary to satisfy any applicable rules, regulation, law, court or government order or to protect and defend the rights of other users or to enforce the terms of service which are binding on all the users of JIAPL website.

JIAPL, reserves the right to terminate your access to the site wholly or partially and/or cancel your membership account, at any time without assigning any reason or giving notice whatsoever. JIAPL is not responsible or accountable for any intimidating, offensive, vulgar obscene, improper or illegal content or conduct of any member or any breach of another member’s privacy or privileges or intellectual property rights.

JIAPL, obtains information and data contained in this web site from various sources it believes to be reliable, but it does not guarantee its accuracy, validity, timeliness, reliability or completeness. JIAPL, is under no obligation to update the information on in the web site or to provide data that reflect the current state of affairs. JIAPL, does not stipulate or warrant that its services will be uninterrupted or free of errors or that defects will be corrected, or that the services or the server that makes it available, are free of viruses or other unsafe components. You expressly agree that JIAPL shall not be responsible for unauthorized access to and/or erroneous alteration of your messages, transmissions, data, material sent or received or not sent or received, or any communication entered into through the use of its services.

JIAPL, any of its affiliates, directors, officers or employees, will not be liable or have any responsibility of any kind for any loss or damage that may incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of JIAPL or of any vendor providing software or services support. In no event will JIAPL be liable for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if JIAPL any other party have been advised of the possibility thereof.

You expressly agree that no part of the material available in the site may be copied or duplicated in any form or redistributed by any means for commercial purposes, directly or indirectly. If you download any information or software from this site, you agree that you will use it exclusively for your personal and non-commercial purposes and not copy it, remove, or obscure any copyright or other notices or legends contained in any such information.

JIAPL, may refer to or provide information or links to third party sites only as a matter of user convenience. JIAPL, expressly states that such inclusion of any references, information or links do not imply or endorse the services or content offered by such third-party sites nor it implies any association of JIAPL with those sites. You agree that the linked sites are not under the control of JIAPL and JIAPL is not responsible for the services or contents of any referred or linked or third-party site or for web casting or any other form of transmission received from any such third party referred or linked sites.

To facilitate user convenience, JIAPL may arrange for advertisements, promotions and refer to or provide information or links to third party sites in respect of any investment or non-investment related products or services. JIAPL expressly states that such inclusion of any links, references or information do not imply or endorse the merchantability, suitability for a specific purpose of such products or services. You specifically agree that any transactions with Advertisers on the products or services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such transactions or promotions, are solely between you and the Advertiser or other third party. JIAPL shall not be responsible or liable for any part of any such dealings or promotions.

JIAPL, expressly states that incomes, yields, returns indicated may fluctuate depending on the market conditions. Past performance of any product is not a guarantee of future returns. You agree that investments inherently involve risks and JIAPL shall not be responsible for any loss or damage that could result from any action you may take basing on any information made available to you via www.jaininvestmentadvisors.com. You are specifically advised to seek professional financial advice regarding the appropriateness of investing in any securities or investment strategies discussed or recommended in this site and should understand that statements regarding future prospects may not be realized.

JIAPL reserves the right to change any or all of the terms and conditions any time under which the services are offered. In the event of such change, JIAPL notifies all users by presenting the revised terms and conditions on the www.jaininvestmentadvisors.com web site. You agree that it is your responsibility to regularly review the terms and conditions and your continued use of JIAPL services subsequent to any such changes shall represent your agreement to such changes.

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JIAPL, specifically prohibits you from usage of any of its services in any countries or jurisdictions that do not corroborate to all stipulations of these terms and conditions. You agree that disputes, if any, arising as a result of usage of the services offered by JIAPL are subject to the jurisdiction of courts in Mumbai, India.

If any provision of this Website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this Website disclaimer.

By using this Website, you agree that the exclusions and limitations of liability set out in this Website disclaimer are reasonable. If you do not think they are reasonable, you must not use this Website.